HELLO – MY NAME IS
I love teaching credit more than one man should. It is a bizarre gift, and it never gets old to me. I have had the same conversation with every person who has hired me for the last 20+ years. Credit isn’t a moving target. It’s about an oddly specific set of rules. Find out what the rules are and follow them. It’s not hard.
I have been solving credit and lending problems since September 1997 and have been doing it full-time since June 2003. I have over 40,000 hours of experience helping good people overcome the obstacles that keep them from getting the loans they want. If you’d like to know more about me, read the More About Me section below.
Unless you have recent late payments on credit accounts with a balance, you can expect to see a 80-120 point boost in your score in less than 40 days.
Credit scoring is computer generated. That means its not if but when will you have power credit. Find out what the rules are and follow them. Score Improvement guaranteed.
I had two in diapers and was tired of waiting tables at night. I learned to help people with their credit to help my clients buy a house. It worked, and I became quite successful.
I built and sold 33 houses in 3 years by working with people who couldn’t but could with a bit of help. Everything was amazing until 9/11. I eventually shut down in August 2002.
I went from Real Estate Mogul to a 38-year-old waiter. I had kids to feed. I had become a single dad raising my boys. My boys spent 95% of the time with me. I read an ad about a guy wanting people to sell his credit repair kits. It wasn’t a scam but it was not great either. I could work at home with my 4 year old I couldn’t afford to put in daycare. I wasn’t supposed to answer questions, just sell, but when people called me and how to do this or that, I would say do this don’t do that. Not long after I started doing that a lady said “why don’t I pay you to do this for me?” I said “well, why don’t you” and so it began. 21 years later I know more about credit than one man should.
I was on Fix it or Flip it with Chuck Ward from 2010 to 2015. I have been a frequent guest on radio shows from then to now.
Since the fall of 2011, I have volunteered my services to 3 foster organizations, a battered women’s shelter, and both men’s and women’s drug and alcohol rehabs.
From 2018 until recently, I taught Financial and Credit Literacy to the Tennessee Department of Corrections nonviolent drug offender program in Knoxville, TN.
Flood Victims’ Credit and Lending Triage.
The misery has just begun for people financially living week to week before Hurricanes Helene and Milton. High-interest lenders stop at nothing to collect on their loans. They operate in the grey; their tactics are menacing and barely legal.
My unique skill set will help people rebuild their lives and put themselves first.
Set up a callback. I will tell you how long I think it will take to solve your score related issue.